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These Terms and Conditions (“Terms”) govern your access to and use of our website and online courses, including all content, functionality, and services offered (collectively referred to as the “Services”). By using our Services, you agree to these Terms. If you do not agree, please do not use the Services. 1. Who We Are This site is operated by Francesca Stutely, a yoga instructor, Rosen Method Bodywork practitioner, and NLP practitioner offering online courses, workshops, and programs. 2. Eligibility To enroll in our courses, you must be at least 18 years old. By using our site, you confirm you meet this requirement. 3. Health Disclaimer All content provided is for educational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. You are responsible for consulting a qualified healthcare provider before beginning any new health or wellness program. You take full responsibility for your health and wellbeing by participating in the course. If you have any health concerns or medical conditions, please consult your doctor before joining. 4. Course Access and Use When you enroll in a course, you are granted a limited, non-transferable, non-exclusive license to access the course content for your personal, non-commercial use only. You agree not to: Share your login information with others. Reproduce, distribute, or publicly display course materials. Use the content to develop or offer a competing service. 5. Payments and Refunds All prices are clearly displayed on the course checkout page and are payable at the time of purchase. Refund Policy: We offer a 14-day money-back guarantee from the date of purchase. To request a refund, email [email protected] with your name and course details. Refunds will be issued at our discretion according to our refund policy. 6. Cancellations and Terminations We reserve the right to suspend or terminate your access to our Services without refund if you violate these Terms, behave inappropriately in any group or community settings, or misuse the course content. You may cancel your enrollment anytime; however, refunds will only be issued according to the refund policy stated above. 7. Intellectual Property All course content, including text, graphics, videos, downloads, and other materials, is the property of Francesca Stutely and is protected by copyright law. You may not use our content for commercial purposes without explicit written permission. 8. Limitation of Liability To the fullest extent permitted by law, Francesca Stutely will not be liable for any indirect, incidental, or consequential damages resulting from your use of the Services. Your use of this site and participation in the courses is at your own risk. 9. Community Conduct Our online programs may include private groups or forums. We expect respectful, kind, and supportive interactions. Harassment, hate speech, or inappropriate behavior will result in removal without refund. 10. Changes to These Terms We reserve the right to update or change these Terms at any time. Any changes will be effective immediately upon posting to this page. Continued use of the Services after changes constitutes acceptance of the new Terms. 11. Contact Us If you have any questions about these Terms, please contact us at: 📧 [email protected]